Tips for punching a SIM card with a SIM cutter & what to do if you make a mistake!
The SIM card is an indispensable part for communicating with mobile phones. To continue using the same SIM card even if you change your mobile phone, there is a way to adjust the size of the SIM card using a SIM cutter. Here are some tips for using a SIM cutter that won’t fail and what to do if it fails.
SIM card size development
There are three sizes of SIM cards in circulation. The largest SIM card called standard SIM is used for future phones. From around 2010, smartphones began to appear on the market, and a smaller SIM card called microSIM appeared. Smartphones in recent years use a smaller SIM card called nanoSIM.
SIM cutter for size adjustment
In recent years, the number of SIM-free mobile phones that can communicate even if the SIM card is replaced is increasing. However, even if you purchase a new mobile phone and use the SIM card you have been using as it is, the size of the SIM card may not fit. The SIM cutter can be used there. By adjusting the size of the card using the SIM cutter, you can continue to use the same SIM card even if you renew your mobile phone.
How to choose a SIM cutter
Pay attention to the quality of 100 average SIM cutter
In recent years, you can buy a SIM cutter even at 100-yen stores. However, it seems that the 100% cutter may distort the teeth or break the cutter itself when cutting. Even if you get a cutter cheaply at 100%, it will be expensive if it breaks, so be careful. We recommend choosing a SIM cutter that is durable and has a good reputation for quality.
Check the quality and purchase
SIM cutters can be purchased at home electronics retail stores and online, even if they are not 100%. You can check the real thing at the store, so choose the one that you think is good to see. Most SIM cutters can be purchased for a few hundred yen to a few thousand yen. If you buy online, you have more options, but you don’t know the quality until you receive it. When purchasing online, check the reviews and ratings carefully before making a purchase.
Tips for punching with a SIM cutter
The more you use things, the more you will get the knack of how to use them, but you may not have many chances to use a lot of SIM cutters. First, let’s check the tips on how to use the SIM cutter and then put it into practice. It is important to get an image for a SIM card punch that will not fail.
Tips ① Direction
Basically, make sure you insert the SIM card into the cutter in the wrong direction. Since it can be inserted into the cutter in the wrong direction, there is a mistake of punching without noticing it. Normally, if you look through the hole of the cutter from the back, you can judge in the shape of the hole which direction to insert the SIM card. A SIM card looks like a rectangle with one corner cut off. It is a good idea to cut while checking the positions of the corners of the holes of the original card and the cutter.
Tip ② Chip position
The important part of the SIM card is the metal part that contains the IC chip. Actually, not all metal parts have IC chips, but IC chips are attached around the center of the metal parts. When you hold the SIM card over the strong light, you can see a black shadow in the center. This is an IC chip. Be careful not to punch this IC chip part.
Pay attention to the scratches on the SIM card
When you insert the SIM card into your mobile phone, there is friction between the internal contacts and the card metal. Depending on the period of use of the SIM card, the friction part may become a thin linear scratch and leave a mark on the SIM card. The scratched part is the contact part, and if this position shifts, it will not be able to read properly. Check the position of the scratch and punch it so that it does not shift.
Tip ③ Strength
If you slowly lower the cutter’s teeth, it may be dragged and the SIM card may be misaligned. Let’s punch at once. It is easy to understand if you imagine using a stapler or a hole punch. Of course, once you punch, it is irreversible, so be sure to decide the orientation and tip position so that you do not fail before punching.
Tip ④ Fine adjustment
After punching, the cross section of the SIM card may be rattling or slightly too large to fit in the SIM tray. In that case, use sandpaper to scrape the cross section and make fine adjustments. Sandpaper should be hung in one direction. Try putting them in the tray diligently and be careful not to make them smaller than necessary. Since the SIM card is a precision device, handle it gently so as not to apply too much force, and be careful not to touch the chip.
100 sandpaper is convenient
Your SIM cutter may also come with sandpaper. If sandpaper is not included, purchase and prepare sandpaper at 100% before using the cutter. Even 100 sandpaper can be used sufficiently. Sanding is a delicate task, and if it is too large, it will be difficult to use, so if the sandpaper is large, cut it to a size that you can get.
What to do if you fail
Even with the utmost care, using a SIM cutter can unfortunately fail. If you know the cause and remedy in case of failure in advance, you can deal with it without rushing more than necessary. It is best to be able to punch the SIM card without failing, but let’s know what kind of failure cases there are and refer to it so that it will not fail in the same way.
Remedy ① The size does not match
Remedy (2) Cannot communicate
If the cause of the inability to communicate is considered to be damage, the SIM card cannot be used. If you lose communication, ask the SIM card issuer to reissue the card and have it replaced. Depending on the company, there may be a fee for reissuing or exchanging, or reissuing or exchanging itself may not be possible. It is a good idea to check the reissue and exchange regulations of the card issuer in advance.
What you need to know before using a SIM cutter
As a result of punching the SIM card, the size may become smaller than necessary. If the SIM card size is too small, the card will shift in the SIM tray and communication will not be successful. In that case, use a SIM card adapter. You can increase the size using an adapter. SIM card adapters can be purchased on online shopping sites for less than a few hundred yen.
Benefits of using a SIM cutter
If you replace or reissue your SIM card, it may take several days before you can communicate with your new SIM card. If you resize the SIM card yourself, the cut itself will only take a few minutes. It requires fine-tuning, but you don’t have to wait a few days, so you can communicate immediately and you don’t have the stress of not having a mobile phone.
Can maintain data
To use a new mobile phone, it is very troublesome to transfer apps and contacts from the existing mobile phone. If you can use the SIM card as it is on your new mobile phone, you can use your existing data on your new mobile phone, eliminating the need for troublesome migration of apps and contacts. You can use it as usual as soon as you can communicate.
No fees are taken
The SIM card service provider can replace it with a different size. In that case, you will usually be charged a fee for the exchange. The fee price varies depending on each company, but it is about several thousand yen. However, if you punch yourself with a SIM cutter and resize it, you will not incur any fees and will save money. Of course, it doesn’t make sense if the purchase price of the SIM cutter is higher than the commission, so check the price carefully.
Disadvantages of using a SIM cutter
Even with the utmost care in cutting a SIM card, the possibility of failure cannot be ruled out. If you make a mistake, you will incur not only the purchase price of the SIM cutter, but also the reissue or replacement fee and other expenses. Even if you can communicate on the spot, you may not be able to communicate after a few days. If you cannot communicate, you need to request a reissue.
Data disappears if it fails
If you make a mistake, the SIM card will no longer be usable and the data on the SIM card will be lost. Data cannot be recovered even if it is reissued. If the SIM card contains important data that should not be erased, back it up to the cloud or PC in advance. Since you do not know when and when your data will be lost, it is recommended that you make a regular backup.
Damage may be required
The SIM card is rented by the provider. If you no longer use the SIM card, you will basically be asked to return it. Depending on the provider, processing the card may be considered to have been intentionally damaged and a claim for damages may be made. Check the regulations of the SIM card provider you are using in advance and be careful not to take unnecessary risks.
Live a smart digital life
In recent years, there are many types of mobile phones and SIM cards, and there are many choices. One option is to use a SIM cutter to resize the SIM card. Knowledge of SIM cutters may be useful someday. Make sure you understand how the SIM card works and the rules of the provider, and lead a comfortable and smart digital life.
Why Outsourcing Your Payroll Services Can Benefit Your Business
Outsourcing your payroll services can be a huge benefit to your business. It can free your team to focus on more strategic projects and responsibilities, helping you to generate revenue.
However, the process of transferring payroll information can pose some challenges. Companies must establish communication guidelines and processes to transfer their employees’ data to the service provider properly.
Errors in payroll processing can have some negative consequences, including employee dissatisfaction, financial losses, and legal troubles. Additionally, errors can lead to tax penalties.
A professional payroll service like Altitude Payroll can reduce the chances of these problems by ensuring accuracy throughout the entire process. They will also help you stay compliant with all state and federal requirements.
In addition to reducing costs, outsourcing can be a great way to boost efficiency and improve your overall operations. By outsourcing, you can focus more on core business processes and less on tasks that don’t add value to your bottom line. Ultimately, this can help you to grow your business and stand out from the competition.
Payroll processing is an important business function that can be time-consuming. It requires careful attention to federal and state regulations, the input of extensive payroll data, and double-checking for errors.
Outsourcing this task is one way to reduce the time it takes to process payroll. Doing so lets you focus on other tasks and allow your employees to focus on revenue-generating work.
Another benefit of outsourced payroll is that you won’t need to train new employees on the necessary tax code changes. This can save you time and money in the long run.
Payroll processing is one of many companies’ most time-consuming and complex administrative tasks. It includes a lot of nuances like benefit deductions, garnishments, new hires and terminations, paid time off, and state and federal regulations.
If your company has a large workforce, outsourcing payroll may be more cost effective than running it in-house. This is because a payroll service handles the tasks that a finance department typically handles in-house and frees up internal resources for more critical business functions.
Pricing for payroll services can vary by the number of employees and processing frequency. Typical costs for payroll services include a monthly base account fee and per-employee fees. These fees usually range between $20 and $100 per month.
Compliance is a vital part of any business. It ensures your company abides by laws and policies that protect your clients, employees, the environment, and more.
It also ensures your organization stays on the right side of the law and avoids major legal disputes, which can result in costly fines or court appearances. Moreover, compliance helps build a reputable public image to attract new customers and keep existing ones.
Payroll processing includes many intricate details, including benefit deductions, garnishments, new hires and terminations, paid time off, and more. Keeping track of these details requires constant supervision and attention.
Aside from these nuances, payroll must also comply with state and federal regulations, including wage and hour laws and tax rules. This can be tricky and time-consuming, especially as these rules often change.
The security of your payroll is an important factor in the overall health of your business. Without proper security measures, a hacker could access sensitive information like employee addresses and Social Security numbers, which can cause financial and identity theft.
Choose a payroll service provider that takes data security seriously to protect your business. This means limiting access to your payroll system, training team members to use it responsibly, and using data encryption to secure your data.
Businesses should also require a third-party vendor to complete SOC 2 audits to evaluate its security and privacy measures. These audits can help businesses evaluate whether a payroll service provider follows data security best practices and has robust security measures.
CFD Trading 101: A Comprehensive Guide for Malaysians
Are you a Malaysian looking to dive into the world of Contracts for Difference (CFD) trading?
Look no further! We’ve scoured the internet to bring you a list of the best CFD brokers in Malaysia.
But before we jump into the rankings, let’s briefly discuss what CFDs are.
CFDs are a type of financial instrument that allows traders to speculate on the rise or fall of an asset’s price without owning the underlying asset.
These instruments have become increasingly popular due to their flexibility and leverage, allowing traders to potentially earn higher returns on their investments.
Now, without further ado, let’s take a look at the top CFD brokers in Malaysia.
With a user-friendly platform and a wide range of tradable instruments, Plus500 is an excellent choice for CFD traders in Malaysia. Some of the platform’s standout features include:
- Zero commission on trades
- Tight spreads
- Negative balance protection
- An extensive range of tradable instruments, including forex, commodities, stocks, and cryptocurrencies
Read more: A detailed ZFX review.
1. 2. eToro
If you’re looking for a social trading platform, look no further than eToro. With over 20 million registered users worldwide, eToro has built a reputation as a top choice for social trading. Some of the platform’s standout features include:
- Social trading features, allowing users to follow and copy the trades of successful traders
- Commission-free trading on stocks and ETFs
- A wide range of tradable instruments, including cryptocurrencies
- A user-friendly platform with a sleek interface
2. 3. IG
IG is a well-established CFD broker with a long history of providing excellent trading services. Some of the platform’s standout features include:
- Competitive pricing and tight spreads
- A wide range of tradable instruments, including forex, stocks, and cryptocurrencies
- An intuitive and user-friendly platform
- Access to powerful trading tools and features, including charting tools, alerts, and market analysis
Read more: A detailed XM review.
3. 4. Saxo Markets
Saxo Markets is another excellent choice for CFD traders in Malaysia. With over 30,000 instruments available to trade, Saxo Markets offers traders a wide range of opportunities. Some of the platform’s standout features include:
- Competitive pricing and tight spreads
- Access to a wide range of global markets, including forex, stocks, and commodities
- Powerful trading tools and features, including charting tools and risk management tools
- A user-friendly platform with a sleek interface
4. 5. City Index
City Index is a well-established CFD broker with a reputation for providing excellent customer service. Some of the platform’s standout features include:
- Competitive pricing and tight spreads
- A wide range of tradable instruments, including forex, stocks, and commodities
- Access to powerful trading tools and features, including charting tools and risk management tools
- Excellent customer service and support
|Broker||Commission||Tradable Instruments||Social Trading||Platform|
|Plus500||Zero||Forex, commodities, stocks, cryptocurrencies||No||User-friendly|
|eToro||Zero (on stocks and ETFs)||Forex, commodities, stocks, cryptocurrencies||Yes||User-friendly|
|IG||Competitive pricing||Forex, stocks, cryptocurrencies||No||User-friendly|
|Saxo Markets||Competitive pricing||Forex, stocks, commodities||No||User-friendly|
|City Index||Competitive pricing||Forex, stocks, commodities||No||User-friendly|
So there you have it, folks. Our top picks for the best CFD brokers in Malaysia. Remember to do your own research and choose the broker that best fits your needs and trading style. Happy trading!
Read more: A detailed Exness review.
Frequently Asked Questions
Sure, here are three frequently asked questions (FAQs) about CFD trading in Malaysia and detailed answers to each:
1. Is CFD trading legal in Malaysia?
Yes, CFD trading is legal in Malaysia. The Securities Commission of Malaysia regulates the financial markets and has authorized several brokers to offer CFD trading services to Malaysian residents. However, it’s important to note that not all CFD brokers are authorized to operate in Malaysia, so it’s important to choose a licensed broker.
2. What are the risks involved in CFD trading?
As with any form of trading, CFD trading involves risk. Here are a few risks to keep in mind:
- Leverage: CFDs are leveraged products, which means that traders can potentially earn higher returns on their investment, but it also means that losses can exceed the initial investment. This makes it important to use risk management tools, such as stop-loss orders, to limit potential losses.
- Volatility: CFDs are sensitive to market volatility, which can result in rapid price movements. This can lead to sudden losses or gains.
- Counterparty risk: CFD brokers act as the counterparty to their clients’ trades, which means that the broker’s financial stability is an important consideration. It’s important to choose a reputable broker with a strong financial standing to minimize counterparty risk.
3. What are some strategies for successful CFD trading?
Here are a few strategies to keep in mind when trading CFDs:
- Develop a trading plan: Before placing any trades, it’s important to have a solid trading plan in place. This should include your risk management strategy, entry and exit points, and the instruments you plan to trade.
- Stay informed: Stay up-to-date with market news and trends that could impact the instruments you’re trading. This will help you make informed trading decisions.
- Use risk management tools: As mentioned earlier, risk management tools such as stop-loss orders can help limit potential losses.
- Keep emotions in check: Emotions can cloud judgment and lead to impulsive trading decisions. It’s important to maintain a level head and stick to your trading plan.
Why Mileage Reimbursement Is a Must-Have for Every Business
Mileage reimbursement is a great way to compensate employees for using their vehicles for business purposes. It can also help reduce your company’s overall fuel costs.
Employees can keep track of their miles by filling out a mileage report form. Keeping a detailed log is essential for getting a fair reimbursement rate.
Employee satisfaction is a critical business strategy that can significantly impact employee retention and the bottom line. A satisfied workforce is more engaged, which increases productivity and improves customer experience.
Employee turnover is a significant business expense, but studies show that the best employees stay with a company longer than the average. They stay because they enjoy their jobs, feel a sense of purpose, and have healthy relationships with their colleagues and managers.
Satisfied employees are also more likely to work well with others, which helps the team stay productive and committed to achieving company goals. Creating a culture where everyone feels they have a voice and can contribute to the company’s success is crucial for retention.
Using employee satisfaction surveys is the first step in creating a happier, more engaged workforce. These surveys can give you insights into what works for your company and what needs improvement.
Ensuring the survey questions are reasonable and appropriate for employees is essential. Open-ended questions will help you get a more honest response.
Whether you use online or paper-based employee satisfaction surveys, it is vital to regularly compare and monitor the results to see how your company progresses over time. This is also the perfect way to identify areas that need improvement.
Whether you run your business from your home office or are a contractor who drives to clients’ locations, business-related mileage reimbursement can save you money on your taxes. Whether you use the standard mileage rate or the actual expense method, the proper deductions can add up fast.
The IRS allows you to claim deductible costs of operating your car for business, charitable, medical, and moving purposes. This can include gas, insurance, depreciation, license fees, tires, car washes, lease payments, and auto club dues.
It is crucial to keep good records of all trips taken for business purposes and write them off on your taxes. This can be done with a mileage logbook, an app, or a combination.
Reduced Risk of Fraud
Expense reimbursement fraud is one of the biggest threats to companies. According to the Association of Certified Fraud Examiners, these frauds cost organizations about 5 percent of their yearly revenues.
There are three primary types of expense fraud: overstated expenses, fictitious expenses, and asset misappropriation. Inaccurate mileage reporting is a typical example of overstated expenses.
Fictitious expenses are submitted for reimbursement that was not incurred, usually by manipulating receipts or mileage records. This could include flying first class and claiming inflated mileage or obtaining a refund for a trip and submitting that refund as a reimbursement.
Another form of fictitious expense fraud is submitting business mileage when driving an employee’s vehicle. It may be unintentional, but it can add to a significant loss for your company.
This type of fraud is a product of mileage programs that lack oversight and insight into your mobile workforce.
A simple example is if an employee drives an errand and submits that as a business trip. This can be a reasonably harmless addition, but if it happens repeatedly, this could lead to overspending. This can be prevented by implementing an automated mileage tracking app with GPS capabilities. The app will track your employees’ trips and ensure they are submitting accurate mileage reimbursements every time.
A well-crafted mileage reimbursement policy can increase efficiency across your business. It will save time and resources by reducing administration and inefficiency.
Mileage reimbursement is a crucial way to help your employees cover the cost of driving for work purposes, but it’s also essential for maintaining compliance with labor laws. If you don’t have a valid reimbursement policy, it could put your company at risk for legal complications.
As a result, it’s essential to create a mileage reimbursement policy that is flexible and malleable enough to accommodate changing circumstances. In addition to avoiding legal issues, an accountable mileage policy will improve employee satisfaction and reduce overall costs.
One of the most important ways to ensure that your mileage reimbursement policy is effective is to track your drivers’ trips and expenses in real time. This will enable you to determine the optimal mileage reimbursement rate based on your driver-specific costs.
Another critical component of creating a successful mileage reimbursement program is accurately accounting for regionally-influenced fixed vehicle costs. Gas prices, insurance premiums, taxes/registration/license fees, and maintenance costs vary widely from city to city, so you must calculate what each driver will pay before you begin reimbursing.
The best solution is to implement an expense management platform that allows you to automatically capture all employee trips and expenses based on their specific destinations. This will help you get a detailed picture of your drivers’ costs and make it easy to create a policy that meets your needs while maintaining policy compliance.
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